Good Credit is a Major Key to a Great Life!

Here at Heavenly Hope Credit Repair, we find those errors, and use the laws, to factually dispute the negative items on your credit report.

Call Today (800) 615-0209

 

What We Do

WE TAKE AN IN-DEPTH LOOK AT YOUR CREDIT

Are you looking to get an auto loan or to refinance an existing loan? Have you found your dream home but your credit is preventing you from being approved? schedule the consultation today, and let us see how we can help you. Let Heavenly Hope Credit Repair, Inc. Restore hope in your credit.

Schedule Free Consultation

What's in a Credit Score?

Your credit score is a number that banks and other financial institutions use to gauge the level of risk they assume if they lend you money. FICO credit scores can range from 300 to 850. The higher the number, the lower the perceived risk.

720-850 EXCELLENT
700-719 VERY GOOD
675-699 GOOD
620-674 AVERAGE
560-619 POOR
500-559 VERY POOR

Credit Repair Pricing

$249.00 Audit Fee
$119.00 Monthly

  • Credit Education
  • 3 Bureau Audit-Analysis
  • 24/7 Client Portal Access
  • Unlimited Customer Service Support
  • One-on-one Monthly Updates
  • Secret Credit Building Tips
  • No Contracts
  • Money Back Guarantee
I'm Ready to Enroll

Student Loan Services

If student loans are hindering your ability to get ahead in life, don’t stress out. There are many options to help you get a handle on your student loan debt and break free from payments you can’t afford.

Your Education Should Never Own You!

Our Experienced Student Loan Advisors Can Help You...

Everyone has dreams they want to achieve. Our job is to help people find solutions to their student loan debts that improve their financial lives. You have more than one option. Get your plan from a certified student loan counselor now!

We Can Help You Keep Your Hard Earned Money!
Discuss Your Options Today!

What We Help You With

We Can Help You Keep Your Hard Earned Money!
Discuss Your Options Today!

What Clients are Saying

Heavenly Hope Credit Repair, Inc
5.0
Based on 41 reviews
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Gemmy Gem
Gemmy Gem
01:04 06 Jun 20
Great service and very dependable. Her advice is informative and well researched.
Tiffany McWilliams
Tiffany McWilliams
23:52 01 Jun 20
SERIOUSLY, within the 1 month of working WITH Heavenly Hope my credit score has increased 64 points. Incredible... results and a impressive team!!! I am on my way to having a “PERFECT” score.read more
Latonya Norman
Latonya Norman
14:53 30 Apr 20
The experience with heavenly hope credit was amazing she removed so many negative reports off my credit and got my... credit score up she did monthly follow ups to keep you informed of what’s going on and what you need to do I highly recommend heavenly hope credit for all you credit repair needs.Thank you so much 😊😊😊read more
Georlin Johnson
Georlin Johnson
13:33 03 Apr 20
My experience thus far have been great! My credit scores have jumped nearly 65 points in only the first month of... service with Heavenly Hope! I highly recommend Destiny's services. She is professional, has reasonable priced services and she will get the job done!read more
Tisha Journet
Tisha Journet
23:54 16 Mar 20
I'm sooo amazed right now ❤❤🙏🏽& I dont even know how to put it in words, but I'll try. Destiny is a God... send, literally! I've always been extremely conscious of my credit but unfortunately approx 4 years ago I went thru a horrible divorce w/no help at all from my ex husband & left to provide alone & feed my kids so my credit was neglected. Had to file bankruptcy, then lost my job & couldn't even keep that up. Recently things looked up & I was blessed to get back on my feet & my credit is the 1st thing I needed to repair. I'm from the Lafayette area & I was given the # for a local guy but for some reason my spirit made me research & I found Destiny. After all her reviews I decided to contact her & then this happened in 30 days! My scores went up over 112 pts! Like that's crazy!!!!!My GOD! Cant wait til I get to 800. We JUST started 2-12-20 but I followed what she had me do & here u go! CALLLL THIS LADY NOW. U WONT REGRET IT. I LOVE HER ❤read more
Lizzie Herbert
Lizzie Herbert
19:25 06 Mar 20
I absolutely LOVE Destiny!!! It took me forever to start the program because I wasn’t not dedicated but once I did... omg my progress has been EVERYTHING!! She is so professional and sweet. What I live best is the passion behind her work. I can call and ask questions and she give me the best advice!! I will forever recommend her to anyone I know that’s looking for help.read more
Dakotah Green
Dakotah Green
14:17 17 Feb 20
Destiny, Destiny, Destiny is all I can say‼️ This women is amazing, she sticks to her word, and she makes sure you... fully understand what you need too do in order too get your credit scores up. I appreciate her so much my goal was abt 680 but I’m almost there already & it’s only been ONE MONTH, so I know i have to keep pushing !read more
Feltonia Jackson
Feltonia Jackson
01:16 21 Dec 19
“Don’t make friends who are comfortable to be with. Make friends who will force you to level yourself up.” This... is definitely Destiny ! Reliable, helpful and on top of everything! My credit score has risen so much thanks to her !! By far the best Credit Counselor thus far !! Check her out !read more
Deralyn Jackson
Deralyn Jackson
03:54 27 Nov 19
If you never experienced working with Destiny, you are truly missing out. This young lady has her business together. ... I’ve known her for a long time and she has amazed me to the highest. You will not go wrong when choosing her company....you will definitely get your money’s worth.. I highly recommend her.read more
Gretta Jenkins
Gretta Jenkins
01:30 27 Nov 19
I love this company if you have issues with your credit try Heavenly Hope Credit Repair. I did and it really made a... difference. My score went up higher than it has ever been. Great company!read more
Melanin Kisseddd
Melanin Kisseddd
13:35 06 Aug 19
The team at Heavenly Hope Credit Repair is truly a blessing from Heaven! Fast, friendly, EFFICIENT services and I... definitely recommend everyone to get with them for all of your credit repair and student loans services!!! Signed a very satisfied customer!!!!😊😊😊😊read more
Avis Adams
Avis Adams
04:38 04 Aug 19
My experience with this company has been very life changing. So many doors have been opening for my family and i since... i decide to turn my credit over to Heavenly Hope Credit Repair. I actually seen a change in my score My first month. I would definitely recommend this company to anyone.read more
webb mary
webb mary
18:46 30 Jul 19
Amazing, professional, knowledgeable. She is fast fair and reliable, I would definitely recommend her, in a month my... credit score jumped over 30 points. Honestly I was kind of skeptical because everyone is saying they can work on your credit but this is absolutely her calling she’s a god send I can’t say enough of great things about her.read more
Teneshia Nelson
Teneshia Nelson
20:13 03 Jul 19
I’m working on buying my second house... Heavenly Hope credit repair is amazing.. in one month my credit score went... up 20 points... I would recommend this company to anyone who trying to fix their credit for a better future..They work hard to improve your score..read more
Mark Batiste
Mark Batiste
16:46 13 Jun 19
Working with Heavenly Hope the past couple of months has truly increased my knowledge around the details that are... included in creating someones credit score. Frequent communication from Destiny on results and what to expect next is empowering. Seeing negative items being removed as my scores increase has been very satisfying!!! I HIGHLY recommend Heavenly Hope to everyone seeking to improve their credit scores!read more
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Frequently Asked Questions

What is your 100% Guarantee?

You are entitled to a 100% refund on all monthly payments if: - We do not remove any negatives worked on.- You have had 90 days from the time you retain our services.- You have not used a credit-consulting agency nor attempted to repair your credit at least 2 years previous to signing up for our services.- You have had no new collections or missed payments during the time frame we are assisting you-You have maintained credit monitoring services at all times during the time frame we are assisting you- You agree & have sent updated reports/responses from the three credit bureaus & creditors to us within 5 days of receipt.You should receive updated credit reports every 30-45 days and make us aware if updated reports have not been received.

Is Credit Repair legal?

Yes, credit repair is legal and our credit education and document processing services will help you to use the law in your favor. That law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed.

Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore, most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at.

In addition to starting the credit dispute process with you, what can I do to help raise my credit score?

Pay all of your bills on time, every time. This includes your utility bills, mortgage and auto payments, and all of your revolving lines of credit like credit cards. Check your credit report at least once a year. You can find out how to challenge bad information on your credit report here. • Never charge more than 20% of the available balance on any of your credit cards. Banks like to see a nice record of on-time payments, and several credit cards that are not maxed-out. If you are carrying high balances on your credit cards, then make paying them down below 20% a priority. Do use your credit cards – Many people who make mistakes with their credit believe that the best way to fix things is to never use credit again. If you are afraid that you cannot handle your credit cards correctly then the best policy is probably this one: Run only your utility bills on your credit cards each month, and then pay the balance in full by the due date. This ensures that your utility bills get paid on time automatically, and as long as you keep the habit of paying off your credit card balance each month your score will continue to go up. Leave the credit cards locked in a safe or drawer at home.

How long does the process take?

Credit repair is not an overnight process, but done correctly, it can possibly change your life. There is no specific time frame. Clients have graduated the program in 30 days, others 12 months.

What can be disputed

LATE PAYMENTS,CHARGE OFFS,BANKRUPTCY, MEDICAL BILLS, COLLECTIONS, FORECLOSURES, TAX LIENS, STUDENT LOANS, INQUIRIES, CREDIT ERRORS, AND MORE!

Cancellation Policy:

Services are provided on a month-to- month basis and clients may cancel their service at any time at least (3) three days in advance of any upcoming recurring payment. When cancelled according to these terms, the upcoming recurring payment will constitute the final payment due for services rendered. All services are billed in arrears

If you have any further questions please feel free to contact us by email or phone 9am-5pm Monday-Friday CST |Email: Contact@HeavenlyHopeCreditRepair.com. |  Phone: 800-615-0209

Our Terms

Cancellation Policy
Services are provided on a month-to- month basis and clients may cancel their service at any time at least (3) three days in advance of any upcoming recurring payment. When cancelled according to these terms, the upcoming recurring payment will constitute the final payment due for services rendered.

Privacy Policy
Commitment to Your Privacy
This site is owned and operated by Heavenly Hope Credit Repair, Inc. Your privacy on the Internet is of the utmost importance to us. At Heavenly Hope Credit Repair, Inc. we want to make your experience online satisfying and safe. Because we gather certain types of information about our users, we feel you should fully understand our policy and the terms and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather and how we use it

Sharing of Information
Heavenly Hope Credit Repair, Inc. does not under any circumstances share, sell, rent, or in any other way provide your information to anyone for any use whatsoever.

Security
Heavenly Hope Credit Repair, Inc. operates secure data networks protected by industry standard firewall and encryption protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided by our customers.

Information Heavenly Hope Credit Repair, Inc. Gathers and Tracks
Heavenly Hope Credit Repair, Inc. gathers two types of information about users:
• Information that users provide manually on our web site. This information is gathered on our Enrollment (Sign Up) Form and includes name, address, email address. This information is not shared or used for any marketing purposes whatsoever.
• Information Heavenly Hope Credit Repair, Inc. gathers through aggregated tracking information derived mainly by tallying page views throughout our sites. This information allows us to better tailor our content to readers’ needs and to help us better understand the demographics of our audience.

Public Safety and Legal Process
We will not share information about individual users with any third party, except to comply with applicable law or valid legal process or to protect the personal safety of our users or the public.

Usage Tracking
Heavenly Hope Credit Repair, Inc. tracks user traffic patterns. However, we do not correlate this information with data about individual users. Heavenly Hope Credit Repair, Inc. does break down overall usage statistics according to a user’s domain name, browser type, and MIME type by reading this information from the browser string (information contained in every user’s browser). Heavenly Hope Credit Repair, Inc. sometimes tracks the search terms that users enter in public search engines, which generate a “click through”, but this tracking is never associated with individual users. We use tracking information to determine the effectiveness of individual search terms.

Cookies
We may place a text file called a “cookie” in the browser files of your computer. The cookie itself does not contain Personal Information although it will enable us to relate your use of this site to information that you have specifically and knowingly provided. But the only personal information a cookie can contain is information you supply yourself. A cookie can’t read data off your hard disk or read cookie files created by other sites. Heavenly Hope Credit Repair, Inc. uses cookies to track user traffic patterns (as described above). You can refuse cookies by turning them off in your browser. If you’ve set your browser to warn you before accepting cookies, you will receive the warning message with each cookie. You do not need to have cookies turned on to use this site.

Your Consent
By using this site, you consent to the collection and use of this information by Heavenly Hope Credit Repair, Inc.. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it